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Nitin Khanna: A Vitalizing and Entrepreneurial Story

CEO and cofounder of California-based mergers and acquisitions company, MergerTech, the story of Nitin Khanna’s journey from a small village in India to a $440 million acquisition is worth repeating. His journey is archetypal of what we have come to think of as the “modern entrepreneur” – a ride of challenges, successes, and thorough determination which, in Khanna’s case, has also been marked by a refreshing commitment to the well-being of those his businesses interact with and employ. 

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Origins, Education, and Early Days

Understanding what shapes the character and mindset of an entrepreneur is an area of increasing popular interest. With recent studies suggesting that “family background” may be significant in the molding of entrepreneurial spirit, it may be no surprise that Khanna wasn’t the first in his family to express the “new venture gene.” Because his father was a colonel in the Indian army, the young Khanna spent much of his time with other relations, exploring the scenes of various family businesses. From cement plants to motorcycle parts factories, Khanna developed a precious understanding of the inner workings of business and production. 

This practical education was matched with a superb schooling record – one which also led to a life away from home. At age eight, Nitin Khanna went off to attend The Lawrence School, based in Sanawar, India, which is one of the most prestigious schools in Asia. From there, Khanna traveled further still, leaving India altogether for the United States; the 17-year-old Khanna was accepted into the industrial engineering program at Purdue University. 

After completing his master’s in the same field, Khanna decided against pursuing a doctorate in robotics so that he could enter the workforce. His first stint was a two-year management trainee program with International Paper – a position that led him to spend two further years as manager of a cardboard box plant. Having spent several years in the U.S. getting his bearings within a variety of settings, positions, and industries, Khanna had come to learn one important thing: the way to make money in this country isn’t by working for someone else, but by building your own business. 

Saber Corporation

It was around this time that Khanna’s younger brother, Karan Khanna, had his eyes set on the U.S. to complete his MBA. Nitin Khanna had a better idea. In 1999, a new initiative was introduced to the American market; Saber Corp. entered the scene, with the two brothers at the helm. Despite this move being just months prior to the famous dot-com crash of 2000, Saber’s story is not one of unaccounted optimism or naiveté. Far from rushing into the hype of a promising tech industry, Nitin Khanna and his brother built their company steadily for a full decade – setting the groundwork for what would later become the acquisition to inspire a new venture. 

After controversy during the Gore vs. Bush election of 2000, the U.S. needed to modernize its voting processes. With the 2002 “Help America Vote Act,” Saber saw its opening. After winning an important contract with Oregon, 21 states quickly followed the trend and hopped on the Khanna-company train – quickly making Saber Corp. a major provider of software solutions to the U.S. government. This relationship expanded even further as Saber’s software grew to encompass solutions for the DMV and child welfare systems. In 2018, the brothers sold the company for $440 million. 

MergerTech

Khanna’s immense success story with Saber Corp. had an interesting side effect. While staying in Portland for a year beyond the major acquisition deal and growing Saber still further to 1,500 employees and $300M in revenue, Khanna became increasingly interested in the entrepreneurial scene of Oregon. Over a period of just two years, Khanna invested in 40+ companies and grew a robust reputation in the community. Most curious, however, was the advice that these young companies and startups sought from the Indian-born entrepreneur; they wanted to know, above all else, how he had maneuvered such a successful acquisition for Saber Corp. 

Khanna had known that something larger was always on the horizon. These repeat interactions with tech founders seeking advice on how to manage a clean exit led him to enter the niche area of mergers and acquisitions that he now occupies. In 2009, MergerTech was born. Serving as CEO and cofounder, Khanna fills multiple roles with the international company – from working as strategic and negotiation advisor to taking the lead on client development and company growth.

However, there’s still one more impressive chapter in the Khanna story to date. While maintaining his role as CEO of MergerTech, Khanna created yet another opportunity to bolster his remarkable story of timing, competent management, and innovation. Part of the entrepreneur’s talent lies in recognizing which opportunities to pay attention to and which to ignore. By 2012, Khanna had his radar set on legal cannabis and began investing in the space. In February 2015, Cura Cannabis Solutions was formed, and it wasn’t long before the board had invited Khanna to come on board as CEO. Although he no longer acts as CEO, in that role, Khanna grew CuraCan into one of the largest cannabis companies in the world in just two years. Cura Cannabis was recently bought by Curaleaf in the country’s largest legal marijuana acquisition deal to date.

The Man Behind the Story

Khanna’s story has the necessary dynamism, struggle, and successes necessary to qualify in the annals of great entrepreneurship. However, not all successful trajectories are performed with the same fuel. While serving at CuraCan, Khanna was consistently praised for his efforts to promote the impact of women in the workplace. He also raised minimum wage in an attempt to set a new standard for the budding cannabis industry and fostered an environment committed to innovation, career growth, and personal development. 

This lesser-told side of the story is significant. With the modern entrepreneurial culture often fetishizing hustle, grit, and competitiveness, it is vitalizing to see a success story equally founded on values that empower others. Celebrating the successes of others has been at the core of Khanna’s success, and he is the first to admit that it would not have been possible without the efforts of those around him. 

Khanna’s story may be one worth repeating, but his example of how to move through the world as an entrepreneur and human being is one worth emulating.


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What To Consider When Getting A Mortgage Loan Syracuse

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If you’re thinking about purchasing a home in Syracuse anytime soon, it’s vital to equip yourself with proper mortgage knowledge. This is especially true if you’re not paying for your dream house in cash. However, getting approved for a mortgage loan can become tricky if you don’t know what to watch out for during the application process. 

To increase your chances of approval, here are a few things to consider when getting a mortgage loan in Syracuse: 

1.     Credit Score

Your current credit score plays an essential role in determining whether you can get a mortgage loan or not. Your credit history, for instance, will be subject to review by the lender once you submit your loan application. That said, make sure to monitor your debts, bills, and even credit card balances. Also, make an effort to keep your credit history free from defects or issues. Avoid getting additional loans if you have existing debts to pay as it may adversely affect your credit standing. Above all, having a good credit score is a great way to show the lender that you can manage your finances properly, and that you can pay your mortgage without incurring delays. 

2.     Amount Of Down Payment

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There’s no question that the size of the down payment you’re willing to pay can lessen your total loan amount. Not only that, but it can also help you qualify for better terms and conditions when you get a mortgage loan. To make the application process smoother, determine beforehand how much money you can deposit for your future home in Syracuse. Doing so can help you decide on the size of mortgage loan you can get. Also, take note that different lenders have different down payment requirements and mortgage opportunities.  

If you want to maximize your options, shop around for mortgage lenders like Empower FCU that can help you find the right fit for your financial needs.   

 3.     Budget 

Getting a mortgage loan comes with many considerations. With various mortgage options to choose from, having a budget can help you make informed decisions. If you pay for a mortgage loan, there’s a high chance that it’ll consume a considerable portion of your budget. So, it’s best to calculate the amount of payment that you can pay without compromising your monthly budget. Once you have the figures, use that information to choose the perfect mortgage plan for your needs.

4.     Income

Another important factor to keep in mind when getting a mortgage loan in Syracuse is the amount of earnings you receive each month. Typically, most lenders look at the profits of the applicant as one of the determining factors for a mortgage loan approval. They will check whether you have a steady source of income. However, if you’re self-employed, it may be difficult for you to qualify for a loan as lenders will treat your income as irregular. Because of that, it’s best if you have a large amount of savings and good credit score to improve your chances of approval. 

5.     Employment History

In addition, lenders will also review your employment history as it can determine how you’re going to handle your home loan and other finances in the future. If you have a stable job, you may inspire lenders to help you get the key for your dream home. So, take a look at your employment history before getting a mortgage loan. 

6.     Mortgage Insurance

Generally, mortgage insurance is a form of protection in favor of the lender in case you fail to pay your loan. That said, most lenders consider mortgage insurance as an application requirement if you decide to pay a down payment below 20 percent. If you don’t want to pay for the insurance, you may have to pay a higher interest rate or make a higher down payment. To know what’s best for your mortgage loan, factor in mortgage insurance before submitting your application. 

7.     Existing Debts

The amount of debts you owe at the time of your application can impact your chances of getting your mortgage loan approved. Since a home purchase is considered a considerable investment, it’s just natural for lenders to be cautious about large existing debts. To show that you’re capable of paying your financial obligations, pay off your debts before you get a mortgage loan. 

Conclusion
Indeed, a home is an essential human need. By getting a mortgage loan in Syracuse, you have the opportunity to own your dream house. That’s why you need to keep the things mentioned above in mind to find the mortgage options that will work best for you.

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Raffaele Riva: “Pursue Your Passion and Let Life Experience Guide You”

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Raffaele Riva has earned a name for himself as a highly successful and passionate entrepreneur with a focus on international business, trust investments, estate and wealth planning, asset management, real estate, and related ventures. Riva is the founder and president of AUREA Multi Family Office, a parent company for a variety of organizations in the international business sector that primarily provide financial services such as investment planning, wealth and asset management, accounting, auditing, and similar services for the international business community.  These companies include BGB AUREA Ltd., Aurea Consulenti Associati SA, Aurea Gestioni Patrimonialia SA, and Milano Fiduciaria, and Riva maintains an active leadership role at the first three of these firms. 

Riva expresses an unrestrained passion for his line of business, and has founded several companies prior to these.  Between 1997 and 2008, he founded and launched a number of start-up companies, remaining involved in their management and operation activities. Prior to this he gained valuable experience in international business while running a multinational corporation, through which he was directly involved in the management and operation of several affiliated companies in Canada, Western Europe, South Africa, and Central and South America. He also developed key skills in international financing while working as an accounting and auditing specialist for a “Big 4” firm in Italy and the U.K.

Riva completed a degree in Economics with a focus on accounting, corporate financing, tax law, and mergers and acquisitions, at Università Cattolica del Sacro Cuore in Milan, and earned a Dottore Commercialista degree at the same institution, which granted him the necessary qualifications to work as a Public Accountant in Italy. He later completed two post-graduate programs: one in SSQUEA at the Canton Ticino Management Business School, and a second in SUPSI at the University of Applied Sciences and Arts of Southern Switzerland.

An energetic and savvy entrepreneur, Riva attributes his success to his passion and enthusiasm for the companies that he’s involved in, his willingness to be led by visionary and innovative ideas and opportunities, and his insatiable appetite for continuously acquiring new knowledge and information and staying abreast of current events.  This, he believes, is the key to making well-informed business decisions that respond to current market trends as well as to evolving technological developments that may affect the growth and expansion of his ventures, while also improving life for his clients. 

Rivas lets his passion lead the way when it comes to pursuing new business ventures and investing in projects that prove highly satisfying, not only because of their successful financial outcomes, but because they satisfy his personal passion for innovation and add genuine value and benefits to his clients’ lives.  He approaches life and business with a “pursue what you love and let life experience guide you” attitude and is committed to maintaining a positive, optimistic mindset, trusting his insights, but also executing rigorous due diligence and follow-through.  


An avid reader who loves to stay abreast of the latest economic trends, emerging disruptive technology, and international news and events, Riva takes pride in his ability to remain a curious and passionate lifelong learner. He is also passionate about providing services and products that add real value to his clients’ lives, a point he notes as being central to the long-term success of any business. His advice to aspiring entrepreneurs is simple: “When you wake up each morning asking for more ways to better serve and satisfy your clients, you will dramatically boost your business.”

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TMS Health Solutions Symposium

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Although the world seems to be more advanced and with more opportunity than ever before, there are millions of people out there struggling with clinical depression. Depression can be completely debilitating and restrict people from living the lives that they deserve. For years, we’ve been focusing on anti-depressant medications and other methods that can be beneficial, but they only do so much. TMS Health Solutions is trailblazing the way for transcranial magnetic stimulation technology, which has shown incredible results when it comes to treating people who are suffering from depression. 

In August, you can come join the Hands-On TMS Symposium where you can learn everything you need to know about transcranial magnetic stimulation and how it can help you when treating your patients. The symposium is going to be complete course that was developed by the leading clinicians and researchers in the field as well as the latest information from psychiatrists as well as physicians. By having a better understanding of how TMS therapy can help people recover from depression, you’ll be able to give your patients the best care possible. 

What is Transcranial Magnetic Stimulation?

Through years of research, we have more information about how depression actually affects the brain. Those struggling with depression are sometimes having the lack of production with neurotransmitters like serotonin, endorphins, norepinephrine and more. Most of the anti-depressant medications out there are designed to help stimulate neurotransmitters like serotonin, but there’s a certain ceiling of results for these medications. Now, we know that there’s much more involved with depression and how the brain is functioning, and TMS therapy can help. 

TMS Health Solutions provides TMS education to teach mental health professionals how this new form of therapy can help with clinical depression. Transcranial magnetic stimulation works by sending small, magnetic pulses to specific areas of the brain to help the brain begin healing. Your patients will be able to come in for TMS therapy, and they’ll begin seeing results within a matter of weeks. In order to better understand the benefits of transcranial magnetic stimulation, the Hands-On TMS Symposium will be providing three days of workshops and classes for you to gain all of the knowledge that you need. 

Getting Involved at the Symposium

The course content is going to address all of the details of the science that underlies how transcranial magnetic stimulation works. Through the course training, you’re going to learn about the efficacy of TMS when it comes to treating forms of clinical depression like major depressive disorder. You’ll see the studies and the data that show how TMS therapy has been able to help those who have treatment-resistant forms of depression. The additional topics will cover who the right patients are for TMS, the treatment planning process as well as patient management during and after TMS therapy. 

Throughout the symposium, you’ll be involved with the entire process of how to perform TMS therapy, through hands-on demonstrations. TMS Health Solutions provides learner participation, panel discussion, group discussions and round tables and much more. There will also be a panel discussion and lecture with a question and answer potion, so you can ensure that any questions you have will be addressed. Throughout the event, you’ll also learn more about desirable physician attributes such as patient care, procedural skills, medical knowledge and system-based practice. 

What Are the Desired Outcomes of the Symposium

By the time you leave the symposium, you’ll have a better understanding about how TMS therapy is going to help patients are your private practice or treatment facility. The entire mechanism of action of transcranial magnetic stimulation will be explained as well as any risks. You’ll have a complete knowledge of any of the potential side effects of TMS, so when you’re looking to identify the appropriate patients for this form of therapy, you will know who can benefit the most. With this knowledge, you’ll be able to develop a trusting relationship with your patients where you can answer any questions they have about the process as well as the results they’re seeing or not seeing at different points of the process. 

The symposium is also a fully accredited event through the CME Institute. The entire activity as been planned and structured with the accreditation requirements and policies of the Accreditation Council for Continuing Medical Education (ACCME). This event will also give you credits through The CME Institute of Physicians Postgraduate Process, Inc. Designating and enduring the material at the symposium can provide you with a maximum of 24.5 AMA PRA Category 1 Credits. 

The Hands-On TMS Symposium is taking place in San Francisco at the Grand Hyatt in Union Square from Thursday, August 15th through Sunday, August 18th. For more information, please give us a call at 844-867-8445.


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Matt Fleeger: Solid Business Relationships Fuel the Growth of Gulf Coast Western

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Matt Fleeger, CEO, President, and Director of Gulf Coast Western, LLC, has built a reputation for cultivating solid partnerships and business relationships built on integrity, trust, and respect.  With a focus on responsible growth and transparency with business partners, Fleeger has led Gulf Coast Western, a successful oil and gas company based in the Dallas/Ft. Worth area, through various periods of growth and expansion by means of conscientious acquisitions and mutually beneficial partnerships.

Fleeger is also involved in various philanthropic efforts in the Dallas/Ft. Worth community, where his company is headquartered.  Specifically, Fleeger is active in supporting organizations that benefit children. He is involved in supporting the Sadie Keller Foundation, an organization led by a child leukemia survivor whose mission is assisting families of children with childhood cancer and raising national awareness of the need to expand funding for pediatric cancer research. Another of his philanthropic beneficiaries is the Parish Episcopal School in Dallas, a nationally recognized educational institution that provides a focused hands-on Science, Technology, and Mathematics (STEM) curriculum that prepares children for careers in these highly specialized fields.

After earning his degree in Business Administration at Southern Methodist University in 1985, Fleeger began his career in the oil and gas industry at Gulf Coast Western, a company his father founded in 1970, and spent eight years learning the ropes of the industry as well as the family business.  He went on to build an extensive resume in the areas of management, marketing, sales, and finance, as well as corporate structuring, joint ventures, and mergers and acquisitions, through a series of companies he founded in the medical waste management and indoor tanning industries, before returning to his natural niche in oil and gas. 

Gulf Coast Western began as a modest venture with a limited local focus in the Gulf Coast region. After Fleeger assumed leadership of the company upon his father’s retirement, he implemented a strategy for the company’s growth, focused on expansion through strategic partnerships and acquisitions.  Under his leadership, the company has expanded its holdings and drilling operations to include Texas, Louisiana, Mississippi, Oklahoma, Colorado, Alabama, and Kansas. 

By forging solid joint ventures with strategic investment partners, Gulf Coast Western is now also taking advantage of promising opportunities in other states in the southwest region of the U.S. The company has also broadened its investments and core activities in exploration and lease acquisition options within the oil and gas rich area of the Gulf Coast, where it has access to thousands of acres that will be developed over the next few years.

Gulf Coast Western is also the Managing Venturer for a number of significant oil and gas partnerships spanning the Gulf Coast region and the southwestern United States.  As an investment manager, Fleeger has earned the respect of his investment partners, thaks to his transparent approach to business, and the fact that he invests his own money alongside theirs.  

Fleeger is also respected for his commitment to protecting the safety, security, and benefits of his partner’s investments, and his willingness to assist potential partners in making smart investment decisions with full knowledge of the risks and potential payoffs involved. Fleeger encourages individual investor partners to maintain an active role in their ventures’ management decisions, allowing them to take advantage of federal tax benefits specifically benefitting projects in domestic oil and gas exploration.

“Education and awareness are always an investor’s first line of defense against potential fraud,” explains Fleeger. “We work hard to make sure our partners understand the risks and benefits of investing in oil and gas exploration.” 

The success of Gulf Coast Western and the steady growth and progress of its ventures in a highly volatile industry demonstrate that Fleeger’s strategy for responsible growth is paying off.

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